A Brew Bytes fintech guest already uses AI to decide who gets a loan and at what rate

Weeks before the first AI-decisioning laws started landing, a Saudi fintech founder told Brew Bytes how his team reads customer behaviour to decide who to 'finance with a lower rate'. That's not a hypothetical the regulators are circling — it's live, in the region, now. The builders already doing this are the ones who'll feel the rules first. The move isn't to stop; it's to be able to explain the decision before someone makes you. He was early to the practice. Be early to the explainability too.